The Hargrave Group has one of the highest refinance ratios companywide.  Erik is a refinance expert who can guide you through the sometimes confusing process, advising on the best program to meet both your long and short term goals.  We offer rate and term refinances, streamlined refinance, interest rate reduction loans, cash out refinance, renovation refinances, and pool escrow refinances, just to name a popular few.  Refinancing your mortgage can also be used to pay taxes, correct an escrow shortage, reduce your term and rate, and get cash for virutally anything!

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